International Business Payments
A dedicated business account for international payments - send and receive international payments in 70+ currencies with market-beating FX rates and no hidden costs.
FCA Authorized
DFSA Regulated
Part of DYNINNO Group
FX innovation of the year
Trustpilot
Excellent
The Problem
Tired of Hidden Fees and Vague FX Rates?
We reward transparent businesses with direct access to market-leading rates. No hidden markups. No surprises. Just honest, predictable pricing.
from 0.19%
FX markup — the lowest in the market
£0
Hidden international payments cost
70+
Currencies supported
Why MultiPass
The Pillars of The Business Account
1
FX rates and international payments costs you won’t get elsewhere
Our FX markup isn't an introductory offer; it's our standard rate for high value conversions
No hidden international payments costs. Market-beating cross-border business payments rates.
2
Dedicated personal manager from day one
A dedicated personal manager handles the entire setup for you. No frustrating forms, no waiting in queues. We get you approved and transacting in as little as 48 hours.
3
Pay and get paid globally
Use UK's IBANs to eliminate intermediary fees and delays. Manage over 70 currencies from one powerful, intuitive platform.
4
Accept international payments from anywhere
Whether you invoice clients in Europe, the Middle East, or Asia, your UK IBAN lets you accept international payments in their local currency. No intermediary banks. No correspondent fees. Receive global payments directly into your multi-currency account.
5
Cross-border payments UK businesses actually trust
Unlike offshore international payments companies, MultiPass is FCA-regulated and based in the UK. Our international payment systems are built for B2B cross-border payments — from supplier invoices to contractor payroll across 70+ countries.
6
Not a bank. Better than a bank.
Traditional international payments banks charge 1–3% hidden FX markups and £25–£40 per SWIFT transfer. MultiPass can deliver FX conversion for cross-border business payments at interbank + 0.19% for high value transactions with full transparency — no minimum balances, no tiered pricing, no surprises.
Your Bespoke Rate Card
Exclusive terms for qualifying low-risk businesses. No tiers. No negotiation required.
What Your Bank Charges
FX Markup
Often hidden in the 'exchange rate'
1.0% – 3.0%
Monthly Fee
Plus minimum balance requirements
£50 – £200
International Transfer
Per SWIFT payment, plus intermediary fees
£25 – £40
Onboarding
Multiple departments, repeated requests
4 – 8 weeks
Dedicated Manager
Unless you hold £1M+ in deposits
Unlikely
Local Payments
Per outgoing payment
£5 – £15
Your MultiPass Terms
FX Markup
Interbank + 0.19%, fully transparent
from 0.19%
Monthly Fee
Includes dedicated relationship manager
£9.99
Included in monthly fee
10 SEPA Payments
Onboarding
White-glove setup with your dedicated manager
48h
Dedicated Manager
From day one, regardless of balance
Included
Cost of SEPA
£1 out · Free in
Your Terms
Security & Compliance
Your Funds Are Always Protected
MultiPass is an Electronic Money Institution regulated by the FCA in the UK. Your funds are held in segregated, ring-fenced accounts at tier-1 partner banks. They are never loaned out or invested, ensuring they are always available to you.
FCA Authorised Electronic Money Institution
Funds held in segregated, ring-fenced accounts
Part of DYNINNO Group — 20+ years in business
Getting Started
Three Steps to Better Rates
STEP 1
Apply Online
Complete an application. We'll assess your eligibility immediately.
STEP 2
Meet Your Manager
A dedicated personal manager will handle the entire setup
STEP 3
Start Transacting
Your account is ready to use. Start making local and international payments.
FAQ
Common Questions
Is MultiPass a bank?
How long does it really take to get started?
What information I have to provide?
What if my current provider offers to match your rate?
Ready to Stop Overpaying?
Apply today and see how much your business can save with fair, transparent pricing.
Check eligibility
All applications are subject to a full compliance and risk assessment in line with FCA regulations. The commercial offer described is available to clients who successfully complete our onboarding process.
FCA Authorised (Ref: 900840)
DFSA Regulated (Ref: F008489)
Check eligibility
International Business Payments
A dedicated business account for international payments - send and receive international payments in 70+ currencies with market-beating FX rates and no hidden costs.
Check eligibility
Message us on WhatsApp
Recent transactions View statement
EUR
USD
GBP
€12,940,313.00
$2,300.00
-£44.00
View all
Reference
Black corp
White corp
White corp
GB34WERTO908435698
DE344356O908435567
DE344356O908435567
Details
24.08.24
13:16
24.08.24
13:16
24.08.24
13:16
Date
+ €1,003.00
- €1,003.00
+ €1,003.00
Amount
Status
Completed
Completed
Completed
Great company
John Smith
Dashboard
Payments
Send money
History
Drafts
Recipient list
Exchange
Accounts
Account details
Service fees
Notifications
Service Fees
Settings
Drafts
View all
Send money
Exchange
FCA Authorized
DFSA Regulated
Part of DYNINNO Group
FX innovation of the year
Trustpilot
Excellent
The Problem
Tired of Hidden Fees and Vague FX Rates?
We reward transparent businesses with direct access to market-leading rates. No hidden markups. No surprises. Just honest, predictable pricing.
from 0.19%
FX markup — the lowest in the market
£0
Hidden international payments cost
70+
Currencies supported
Why MultiPass
The Pillars of The Business Account
1
FX rates and international payments costs you won’t get elsewhere
Our FX markup isn't an introductory offer; it's our standard rate for high value conversions
No hidden international payments costs. Market beating rates
Message us on WhatsApp
2
Dedicated personal manager from day one
A dedicated personal manager handles the entire setup for you. No frustrating forms, no waiting in queues. We get you approved and transacting in as little as 48 hours.
Message us on WhatsApp
3
Pay and get paid globally
Use UK's IBANs to eliminate intermediary fees and delays. Manage over 70 currencies from one powerful, intuitive platform.
Message us on WhatsApp
4
Accept international payments from anywhere
Whether you invoice clients in Europe, the Middle East, or Asia, your UK IBAN lets you accept international payments in their local currency. No intermediary banks. No correspondent fees. Receive global payments directly into your multi-currency account.
Message us on WhatsApp
5
Cross-border payments UK businesses actually trust
Unlike offshore international payments companies, MultiPass is FCA-regulated and based in the UK. Our international payment systems are built for B2B cross-border payments — from supplier invoices to contractor payroll across 70+ countries.
Message us on WhatsApp
6
Not a bank. Better than a bank.
Traditional international payments banks charge 1–3% hidden FX markups and £25–£40 per SWIFT transfer. MultiPass can deliver FX conversion for cross-border business payments at interbank + 0.19% for high value transactions with full transparency — no minimum balances, no tiered pricing, no surprises.
Message us on WhatsApp
Your Bespoke Rate Card
Exclusive terms for qualifying low-risk businesses. No tiers. No negotiation required.
Your MultiPass Terms
FX Markup
Interbank + 0.19%, fully transparent
from 0.19%
Monthly Fee
Includes dedicated relationship manager
£9.99
Included in monthly fee
10 SEPA Payments
Onboarding
White-glove setup with your dedicated manager
48h
Dedicated Manager
From day one, regardless of balance
Included
Cost of SEPA
£1 out · Free in
What Your Bank Charges
FX Markup
Often hidden in the 'exchange rate'
1.0% – 3.0%
Monthly Fee
Plus minimum balance requirements
£50 – £200
International Transfer
Per SWIFT payment, plus intermediary fees
£25 – £40
Onboarding
Multiple departments, repeated requests
4 – 8 weeks
Dedicated Manager
Unless you hold £1M+ in deposits
Unlikely
Local Payments
Per outgoing payment
£5 – £15
Your Terms
Your Bespoke Rate Card
Exclusive terms for qualifying low-risk businesses. No tiers. No negotiation required.
Your MultiPass Terms
FX Markup
Interbank + 0.19%, fully transparent
from 0.19%
Monthly Fee
Includes dedicated relationship manager
£9.99
Included in monthly fee
10 SEPA Payments
Onboarding
White-glove setup with your dedicated manager
48h
Dedicated Manager
From day one, regardless of balance
Included
Cost of SEPA
£1 out · Free in
What Your Bank Charges
FX Markup
Often hidden in the 'exchange rate'
1.0% – 3.0%
Monthly Fee
Plus minimum balance requirements
£50 – £200
International Transfer
Per SWIFT payment, plus intermediary fees
£25 – £40
Onboarding
Multiple departments, repeated requests
4 – 8 weeks
Dedicated Manager
Unless you hold £1M+ in deposits
Unlikely
Local Payments
Per outgoing payment
£5 – £15
Your Terms
Security & Compliance
Your Funds Are Always Protected
MultiPass is an Electronic Money Institution regulated by the FCA in the UK. Your funds are held in segregated, ring-fenced accounts at tier-1 partner banks. They are never loaned out or invested, ensuring they are always available to you.
FCA Authorised Electronic Money Institution
Funds held in segregated, ring-fenced accounts
Part of DYNINNO Group — 20+ years in business
Message us on WhatsApp
Getting Started
Three Steps to Better Rates
STEP 1
Apply Online
Complete an application. We'll assess your eligibility immediately.
STEP 2
Meet Your Manager
A dedicated personal manager will handle the entire setup
STEP 3
Start Transacting
Your account is ready to use. Start making local and international payments.
FAQ
Common Questions
Is MultiPass a bank?
How long does it really take to get started?
What information I have to provide?
What if my current provider offers to match your rate?
Ready to Stop Overpaying?
Apply today and see how much your business can save with fair, transparent pricing.
Check eligibility
All applications are subject to a full compliance and risk assessment in line with FCA regulations. The commercial offer described is available to clients who successfully complete our onboarding process.
FCA Authorised (Ref: 900840)
DFSA Regulated (Ref: F008489)